When you get into the back seat of an Uber or Lyft, you're placing your trust in the driver and rideshare company. Unfortunately, rideshare accidents happen, and when they do, passengers need to know what to do next.
At Dulaney, Lauer & Thomas, our Virginia personal injury lawyers understand Virginia liability laws and are committed to helping injured rideshare passengers. Here, we provide some basic information you may need after a rideshare accident, and we encourage you to contact us to schedule a free consultation with a Virginia personal injury lawyer if you’re hurt.
Understanding Insurance Coverage in Virginia Rideshare Accidents
If a rideshare driver causes a car accident in Virginia, different insurance policies may apply depending on the driver's status during the crash. It is important to note that:
- The driver's auto insurance policy typically won't cover accidents while using the vehicle for commercial purposes. This creates a potential coverage gap that rideshare companies address through commercial liability policies.
- Most major rideshare companies provide up to $1 million in liability coverage when drivers are actively transporting passengers. However, coverage limits may be lower when drivers are logged into the app but haven't yet accepted a ride request.
- Virginia law requires rideshare companies to verify that drivers maintain proper insurance coverage. However, determining which policy applies after an accident requires careful investigation.
Multiple Parties May Share Liability for Your Injuries
Rideshare accidents may involve multiple liable parties:
- The rideshare driver may be responsible if their negligent actions caused the crash, such as speeding, distracted driving, or failing to follow traffic laws.
- The rideshare company could share liability if they failed to screen drivers or maintain vehicle safety standards properly.
- Other motorists involved in the collision may bear full or partial responsibility if their actions contributed to the accident.
What to Do After a Virginia Rideshare Accident
If you are physically able to act after an Uber or Lyft crash, it is essential to:
- Call 911 and seek immediate medical attention, even if your injuries are minor. Some serious injuries may not show symptoms right away.
- Document everything possible about the accident. This may include photos, videos, and witness information.
- Take screenshots showing your rideshare trip details. Remember to capture the driver's name, pickup location, and destination.
- Report the accident through the rideshare company's app or website. However, avoid giving recorded statements or accepting quick settlement offers without consulting a lawyer.
- Keep all medical records, receipts, and documentation of expenses related to your injuries. This evidence helps establish the full value of your claim.
- Contact an experienced and compassionate Virginia personal injury lawyer to discuss your case. An attorney can protect your rights and guide you on the next steps.
Why Rideshare Accident Claims Require Special Attention
Several factors make rideshare accidents different from typical car accident cases. For example:
- There may be questions about which insurance policies apply and what amounts may arise
- The rideshare company may attempt to deny liability
- Evidence specific to rideshare accidents, like app data and trip records, must be preserved and analyzed properly
Virginia's statute of limitations gives you two years from the date of the accident to file a personal injury lawsuit. However, it's important to begin working with a lawyer much sooner to ensure critical evidence is preserved and proper claims are filed with all relevant insurance companies.
The experienced legal team at Dulaney Lauer Thomas helps people injured in rideshare accidents understand their rights and pursue maximum compensation for their injuries. We handle all communication with insurance companies, gather crucial evidence, and fight for the full value of rideshare accident claims.
Our firm's approach to rideshare accident cases includes the following:
- Thorough investigation of the accident circumstances
- Analysis of all applicable insurance policies
- Collection and preservation of critical evidence
- Skilled negotiation with insurance companies
- Preparation for trial if a fair settlement cannot be reached
